Earn up to 4.75% APY* on your deposit

Banking that supports your lifestyle

  • Bank From Anywhere

    Pay bills, send money, transfer funds, check balances—and even deposit checks—anytime, anywhere! Our tools make it easy to bank online, from your phone, or in person.

    Learn How
  • High Dividends

    Earn up to 4.75% APY on your deposited funds when you meet certain requirements.

    Follow the link below to learn more about our tiered rates.

    See What You Could Earn
  • Extra Perks

    Get access to these free features when you open your account:

    • FREE Visa® Debit Card
    • FREE Online & Mobile Banking
    • FREE Remote Deposit Capture
    • FREE Bill Pay
    • FREE eStatements

Ultimate Personal Checking Rates

Account TypeMinimum to earn APYAPY
Ultimate Personal Checking*$0 - $4,9990.00%
$5,000 - $99,9992.00%
$100,000 - $999,9993.50%
*If the account balance falls below $5,000 at any point during the month, a minimum balance fee will be assessed and a dividend rate of 0.00% will be applied. Rates subject to change at any time.

Notre Dame FCU was fantastic! Everything was handled with the utmost care and respect. Smooth process from start to finish with no surprises.

HILLARY, Member-Owner since 2020

Where you go, we go.

With over 4,000 shared branch locations and 30,000 surcharge-free ATMs, we provide checking access nationwide.

View locations

Visa Debit Card

For 24/7 access to your money, swipe and sign for your purchases at millions of merchants worldwide, use an ATM, or pay with your mobile wallet.

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  • 24/7 Service Support

    Monday – Friday 8am to 5pm: (800) 522-6611
    Afterhours & Weekends: (877) 230-3179
    Report Fraud: click here
    Replace Lost/Stolen Card: click here

  • Irish Card Shield Logo with tech Background

    Real-Time Fraud Protection

    Turn your debit and credit cards on and off, get transaction alerts, monitor fraud, and control where your card is used —all with the Card Valet mobile app.

    Learn More
  • Go Contactless

    Paying with your Notre Dame FCU card has never been easier or safer. Add your credit or debit card to your mobile wallet today.

    Learn More
  • Overdraft Coverage

    Convenience and protection for accidental overdrafts or essential purchases when your account is low.

  • Smart Cents

    When you enroll in Smart Cents, every purchase with your debit card is rounded-up to the nearest whole dollar. The rounded amount is transferred to the account of your choice automatically.

Open An Account

The tools you need without gimmicks or unnecessary fees. A Notre Dame FCU checking account is simple, easy to use and hassle-free.

Still Have Questions?

Simply fill out a request for information and a Notre Dame FCU representative will contact you shortly.

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