From start to finish it was an easy process!
Raymond, Member since 2023
Get $1000 Now and a FREE Refi through 2027!
Lower your financial stress and monthly payment when you work with our 8X award winning mortgage team! Our experts are with you every step of the way, because your relationship with your mortgage lender shouldn’t end at closing.
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Low Rates
Call 844-NDHOME1 for first mortgage ratesFinance or refinance a home today to lower your rate and save on interest. With a lower rate you can pay off your loan sooner, reduce your monthly payment or leverage your buying power in a competitive market.
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Get up to $1,000 Back
Earn up to $1,000 in closing cost credits when you purchase or refinance a home.
No gimmicks. No added fees. Just money in your pocket.
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Pay Application Fee
Use the links below to submit payment for your mortgage application fee.
Easy Application Process
Apply online anytime, anywhere. A dedicated expert will walk you through the approval process and work with you to determine what type of mortgage best meets your needs.
Real estate is moving fast. A pre-approval letter boosts your offer in our competitive market. We can help get you the documentation you need to move quickly on the right house.
The whole process was conducted with professionalism and attention to detail. Couldn't ask for more
PHYLLIS, Member
Notre Dame FCU was outstanding and worked hard to get us to closing, even on the weekend!
JEFFREY, Member
Notre Dame FCU made our loan process as easy as possible.
MARK, Member
I knew it was the house when I pulled into the driveway.
KEVIN, Member Since 2012
The entire team we worked with at Notre Dame FCU was top-notch. They anticipated our questions and helped us get the best rate possible.
DANIEL, Member Since 1987
I instantly felt that I was talking to people who knew our needs and would help us find the place that was right for us.
JOHN, Member Since 2006
Mortgage Loan Options
Your family is unique. We find the loan that best meets your goals and future plans.
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Fixed-Rate Mortgage
Your principal and interest payments remain constant for the life of the loan. Choose a fixed-rate loan if you prefer the certainty of a fixed payment.
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Adjustable-Rate Mortgage
Choose an adjustable-rate mortgage if you prefer a lower initial monthly payment. With this loan, your interest rate is locked in for a set period. After that time, your rate may fluctuate.
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FHA and VA Home Loans
Not all loans require a large downpayment. Some buyers qualify for loans through the Federal Housing Administration or Veterans Affairs that require less cash upfront.
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Construction-Permanent Loan
Building a home? Streamline your financing with one loan that covers your lot, construction costs and mortgage. This loan automatically converts from a construction loan to mortgage.
Buy Now. Plan for What’s Next.
Purchase your home with Notre Dame FCU and receive up to $1,000 toward closing costs. If mortgage rates drop by at least 0.50 percentage points and you meet program requirements, you can refinance through 2027 with a credit covering eligible closing costs.
Call 844-NDHOME1 for first mortgage rates-
Mortgage Questions
get in touchIf you have questions about your current mortgage loan, email or call 855-242-1837.
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Taxes & Insurance
get in touchFor questions about your mortgage taxes and insurance, email or call 866-242-7514.
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Pay Application Deposit
pay application depositUse the links below to submit payment for your mortgage application fee.
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Crunch the Numbers
see what you can affordThis array of calculators will help you see what you can afford or find the right time to refinance.
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We've Got You Covered
get a quoteLooking to save money on your insurance? Get a quote from Mission Insurance Solutions.
Specialty Mortgage Programs
Custom Mortgages for Professionals and Community Heroes.
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Professional's Program
A mortgage option for Professionals, let us help you get your dream home.
Benefits:
• Up to $1,000 Cash Back
• Fixed or Adjustable-Rate Options
• Up to 100% Financing
• No Monthly Mortgage Insurance PaymentsWho’s Eligible:
• Medical Residents
• New or Established Physicians
• Assistant/Head Coaches at Colleges or Universities
• Professors/Assistant Professors
• Veterinarians
• Attorneys -
Hero's Program
A mortgage option for those who go above and beyond everyday to serve our community.
Benefits:
• No application deposit required
• $750 off closing costs
• 1% down payment
• Reduced Mortgage InsuranceWho’s Eligible:
• EMTs
• First Responders
• Firefighters
• Military
• Nurses
• Police Officers
• Dispatchers
• Teachers
Now is the Time to Buy or Refinance a Home!
Connect with a Mortgage Expert
Learn more about how we can help with your home loan. Simply fill out a request for information and a Notre Dame FCU mortgage representative will contact you shortly.
* To qualify for this program, completed mortgage applications must be submitted by December 31, 2026. Loan subject to credit approval. In the event mortgage rates are at least .50% lower anytime through 2027, Notre Dame FCU will provide a no-cost option to refinance the same loan, on the same property, into another fixed rate, conforming mortgage. Application for new loan must be completed no less than six (6) months after first mortgage closing and no later than December 31, 2027. For this no-cost refinance offer, Notre Dame FCU will provide closing costs credit at time of closing to cover the costs of the loan transaction, excluding certain closing costs, such as: loan level price adjustments (LLPA), prepaid interest and escrow deposits. **Earn up to $1,000 in closing cost credits upon meeting specific loan program requirements. Certain restrictions apply. Contact a mortgage loan representative at 844-NDHOME1 for full details. Offer may be withdrawn at any time. No additional discounts on closing costs or interest rates are eligible with this specific loan program. NMLS #405299.
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