Earn up to 4.75% APY* on your deposit

Move your business forward with flexible financial tools and dedicated support.

  • No Extra Fees

    We’ve made checking simple, so you can focus your time and resources where you need them most.

    • No monthly fees
    • No deposit fees
    • No minimum balance requirements
  • High Dividends

    Earn up to 4.75% APY on your deposited funds when you meet certain requirements.

    Follow the link below to learn more about our tiered rates.

    See What You Could Earn
  • Extra Perks

    Discounted and free services available with your account:

    • Discounted payroll services
    • Free nationwide branch network
    • Free check scanner (national accounts only)
    • And More!

HVAC Masters Story

When Connie heard that Notre Dame FCU was coming to Lake County, she knew she couldn’t miss her chance to be part of something bigger.

Ultimate Business Checking Rates

Ultimate Business Checking RatesMinimum Amount to EarnStandard RateRate With Bonus
Ultimate Business Checking$0 - $49,9990.0%Bonus*: add .25% to each level0.25%
$50,000 - $99,9991.75%2.00%
$100,000 - $999,9993.25%3.50%
$1,000,000+4.50%4.75%
*APY is annual percentage yield. Earn an additional rate bonus of 0.25% if your aggregate balances across all your Ultimate Business Checking Accounts exceed $100,000.

I wanted to be the very first one to open an account when the Whiting branch opened here in Lake County.

CONNIE, Owner of HVAC Masters | Member-Owner Since 2021

Protect Your Money with Positive Pay

Positive Pay helps to protect you from theft. This valuable security tool prevents fraudulent checks from clearing your account. We also protect your account by ensuring that all ACH transactions have been properly authorized. Unlike many financial institutions, we offer this protection free of charge to our non-profit banking partners.


Receive daily email alerts when exception items are ready for review.

Positive Pay protects you against:

  • Account Takeover
  • Altered Checks
  • Check Forgery

Opening Your Account is Easy


What You Need:

1. Proof of Federal Tax ID number in the business name.

2. ID of all authorized users on the account.

3. Documents verifying information about the business and who is authorized to act on behalf of the business.

Move Your Mission Forward

When you have the tools you need to succeed, you can focus on your next opportunity.

Learn More about Mission-Focused Banking

Simply fill out a request for information and a Notre Dame FCU Business representative will contact you shortly.

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