Rising Mortgage Rates Got you Spooked?

Your 4x Best Mortgage Lender has you covered.

Welcome to the Mortgage Snapshot

Here you can find resources and tools to help home buyers find the mortgage loan option that is perfect for them. You can find direct links to products and services that will save clients money, as well as educational material explaining what a mortgage is, how to apply, closing costs, different types of loans, and more. Whether you are working with a first-time home buyer or an experienced mortgage holder, these resources can help you put your client in their dream home.

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Still have questions? Give us a call at 844-NDHOME1 for all your mortgage needs.

Current Mortgage Promotions

NEW at Notre Dame FCU: Adjustable Rate Mortgages

Notre Dame Federal Credit Union offers adjustable rate mortgages with initial interest rates below the 30-year fixed rates with great short-term savings on monthly payments. Rates are locked in for the initial term of the loan (either five or 15 years), with adjustments every five years after.

For more details, please call 844-NDHOME1, and someone in our mortgage department will be happy to assist.

Adjustable vs. Fixed: What's the Difference?

While looking to secure your mortgage, you may be faced with a fixed rate or an adjustable rate option. It is important to know the differences to determine which option is best for you.

Fixed-rate mortgages maintain a specific interest rate for the life of the loan, while Adjustable rate mortgages are dynamic, featuring a fixed portion before the adjustable rate kicks in, and is dictated by the current market.

The entire team we worked with at NDFCU was top-notch. They anticipated our questions and helped us get the best rate possible.

DANIEL, Member-Owner Since 1987

Why Notre Dame FCU?

Our loan experts will help find the solution that's right for you and personally help you through every step. Whether you've already started the application process, have a current mortgage loan with us, or interested in taking out a mortgage with us, you might find the information below useful.

  • Mortgage Experts

    Let our team of experts help find the perfect mortgage for your client. Reach out to our MLO's at their listed number for around-the-clock assistance.

    Meet the Team
  • Competitive Rates

    Consult our rate sheet for the most accurate and up-to-date mortgage rates, including both fixed and adjustable mortgages.

    View Rates
  • Mortgage Calculators

    This array of calculators will help you see what you can afford or find the right time to refinance.

    Crunch the Numbers

Mortgage Loan Options

  • Fixed-Rate Mortgage

    Your principal and interest payments remain constant for the life of the loan. Choose a fixed-rate loan if you prefer the certainty of a fixed payment.

  • Adjustable-Rate Mortgage

    Choose an adjustable-rate mortgage if you prefer a lower initial monthly payment. With this loan, your interest rate is locked in for a set period. After that time, your rate may fluctuate.

  • FHA and VA Home Loans

    Not all loans require a large downpayment. Some buyers qualify for loans through the Federal Housing Administration or Veterans Affairs that require less cash upfront.

  • Construction-Permanent Loan

    Building a home? Streamline your financing with one loan that covers your lot, construction costs and mortgage. This loan automatically converts from a construction loan to mortgage.

Protect Your Investment

Learn How Notre Dame FCU Can Help Protect Your Home.

Still have questions?

Simply fill out a request for information and a Notre Dame FCU Mortgage representative will contact you shortly.

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