The entire team we worked with at NDFCU was top-notch. They anticipated our questions and helped us get the best rate possible.
DANIEL, Member-Owner Since 1987
Help Make a Holiday Dream Home a Reality
Your 4x Best Mortgage Lender has you covered.
Welcome to the Mortgage Snapshot
A home is a beautiful gift, and our NEW 30-day rate lock is the frosting on top. Locked rates make securing a holiday home even easier while providing the peace of mind homebuyers need to build their future, gingerbread and all.
Find resources and tools to help home buyers find the mortgage loan option that is perfect for them. You can find direct links to products and services that will save clients money, as well as educational material explaining what a mortgage is, how to apply, closing costs, different types of loans, and more. Whether you are working with a first-time home buyer or an experienced mortgage holder, these resources can help you put your client in their dream home.
Still have questions? Give us a call at 844-NDHOME1 for all your mortgage needs.
Current Mortgage Promotions
Save $1,000 on Closing Costs!
with your 4x Best Mortgage Lender
Don't Knock Your Block Off!
Prepare for anything with a HELOC, consolidate debt, pay for school, make home improvements, and more.
GOLDEN TICKET
Refer-A-Friend for a mortgage and you both get $100 cash back!
Why Notre Dame FCU?
Our loan experts will help find the solution that's right for you and personally help you through every step. Whether you've already started the application process, have a current mortgage loan with us, or interested in taking out a mortgage with us, you might find the information below useful.
Mortgage Experts
Let our team of experts help find the perfect mortgage for your client. Reach out to our MLO's at their listed number for around-the-clock assistance.
Meet the TeamCompetitive Rates
Consult our rate sheet for the most accurate and up-to-date mortgage rates, including both fixed and adjustable mortgages.
View RatesMortgage Calculators
This array of calculators will help you see what you can afford or find the right time to refinance.
Crunch the Numbers
Mortgage Loan Options
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Fixed-Rate Mortgage
Your principal and interest payments remain constant for the life of the loan. Choose a fixed-rate loan if you prefer the certainty of a fixed payment.
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Adjustable-Rate Mortgage
Choose an adjustable-rate mortgage if you prefer a lower initial monthly payment. With this loan, your interest rate is locked in for a set period. After that time, your rate may fluctuate.
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FHA and VA Home Loans
Not all loans require a large downpayment. Some buyers qualify for loans through the Federal Housing Administration or Veterans Affairs that require less cash upfront.
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Construction-Permanent Loan
Building a home? Streamline your financing with one loan that covers your lot, construction costs and mortgage. This loan automatically converts from a construction loan to mortgage.
Still have questions?
Simply fill out a request for information and a Notre Dame FCU Mortgage representative will contact you shortly.
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Loan subject to credit approval. Earn up to $1,000 in closing cost credits upon meeting specific loan program requirements. Certain restrictions apply. Contact a mortgage loan representative at 844-NDHOME1 (844-634-6631) for full details. This offer cannot be combined with other offers or promotions and may be withdrawn at any time.
Home Equity Line of Credit APR is Annual Percentage Rate. Loan is subject to credit approval. Rate is non-variable for first six (6) months. Introductory rate available for new loans only. At the end of the introductory period, the variable rate will be Prime -1.00%, Prime -.50%, Prime, or Prime +.50% depending on creditworthiness and LTV (loan-to-value) percentage with a floor rate of 4.00%. The variable rate will be determined by using the highest U.S. Prime Rate published in The Wall Street Journal “Money Rates” table. The rate is effective on the first day of the billing cycle. Minimum loan amount of $10,000 required. Monthly minimum payment is the interest due each period. Notre Dame FCU will pay up to $500 in closing costs associated with a Home Equity Line-of-Credit. These costs may include appraisal, flood certification, title search and filing fees. If loan is paid and closed within 36 months, the early termination closing cost recoupment fee is the lesser of credit union third-party fees or $500. HELOC is a 30-year loan: 10-year draw period and a 20-year fully amortized repayment term. Contact a Notre Dame FCU representative for further details.
To qualify for the Free Refi in 2024 program, completed mortgage refinance applications must be submitted by December 31, 2022. Loan subject to credit approval. In the event mortgage rates are at least .50% lower anytime through 2024, Notre Dame FCU will provide a no-cost option to refinance the same loan, on the same property, into another fixed rate, conforming mortgage. Application for new loan must be completed no less than six (6) months after first mortgage closing and no later than December 31, 2024. For this no-cost refinance offer, Notre Dame FCU will provide closing costs credit at time of closing to cover the costs of the loan transaction, excluding certain closing costs, such as: loan level price adjustments (LLPA), prepaid interest and escrow deposits. No additional discounts on closing costs or interest rates are eligible with this specific loan program. Certain restrictions apply. Contact a mortgage loan representative at 844-NDHOME1 for full details. Offer may be withdrawn at any time
NMLS ID# 405299
Please click here for a full list of NMLS numbers.