Ultimate Checking Business
Business > Checking

Mission Focused Banking

Move your business or non-profit forward with flexible financial tools and dedicated support. Plus, earn up to 4.55% APR with an Ultimate Business Checking account!

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Pick the Account that's Right for You

Move your business forward with more perks and fewer fees. Earn dividends on your business checking account.

  • Ultimate Business Checking

    Earn up to 4.30% APR.

    • No monthly fees

    • No transaction limits

    • No deposit fees

    • No minimum balance requirements

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  • Ultimate Non-Profit Checking

    Earn up to 4.55% APR. Your time and money go where it’s needed most—your mission. Plus, qualified non-profits can boost fundraising through our Elevate Program.

    • No deposit fees

    • No transaction limits

    • No monthly fees

    • No minimum balance requirements

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  • Business Share Draft Checking

    Designed for businesses with low to moderate activity.

    • No monthly service fee

    • No Minimum Balance

    • Non-Dividend Bearing

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Protect Your Money with Positive Pay

Positive Pay helps to protect you from theft. This valuable security tool prevents fraudulent checks from clearing your account. We also protect your account by ensuring that all ACH transactions have been properly authorized. Unlike many financial institutions, we offer this protection free of charge to our non-profit banking partners.


Receive daily email alerts when exception items are ready for review.

Positive Pay protects you against:

  • Account Takeover
  • Altered Checks
  • Check Forgery

I would consider Notre Dame Federal Credit Union a Partner.

PAUL EDDY, Sacred Heart Parish, Notre Dame | Member-Owner Since 1984

I wanted to be the very first one to open an account when the Whiting branch opened here in Lake County.

CONNIE, HVAC Masters | Member-Owner Since 2021

When Businesses Thrive, the Community Thrives

Empowerment is at the heart of everything we do. We want to empower the business owners and non-profit leaders who strengthen our communities. Combining concierge-level service with local decision-makers, we are able to offer the most competitive products, and when a question or new need arises, we are able to adapt and pivot quickly to meet your needs.

  • Non-Profit Solutions

    "Elevate" your fundraising efforts and earn higher yields without monthly fees.

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  • Business Solutions

    Free checking, flexible accounts and convenient services—all in one place.

    Get in Touch

  • Merchant Services

    Don't let fees cut into your hard-earned profits. Find a payment processing solution that works for you.

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Opening Your Account is Easy


What You Need:

1. Proof of Federal Tax ID number in the business name.

2. ID of all authorized users on the account.

3. Documents verifying information about the business and who is authorized to act on behalf of the business.

Move Your Mission Forward

When you have the tools you need to succeed, you can focus on your next opportunity.

Learn More about Mission-Focused Banking

Simply fill out a request for information and a Notre Dame FCU Business representative will contact you shortly.

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*APY is annual percentage yield. Earn an additional rate bonus of 0.25% if your aggregate balances across all your Ultimate Business Checking Accounts exceed $100,000.