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When is it time to refinance my vehicle?

Borrow Nov 01, 2021

When is it time to refinance my vehicle?

Posted on Nov 1, 2021

If refinancing could leave you with extra money in your pocket, it may be a good time to do it. Here are some of the times when it may prove worthwhile to look into it.

1. LOWER PAYMENT

If refinancing can lower your regular monthly payment, it may free up money for other needs in your budget.

2. LOWER RATE

Lowering your rate will often lower your payment and allow you to pay far less interest over the life of the loan.

3. BETTER CREDIT SCORE

A better credit score often means a lower interest rate.

4. SHORTEN TERM

While you may end up with higher monthly payments, you will be able to pay the loan off quicker.

5. PAYOFF FASTER

Whether or not you decide to refinance now, you may want to know the ways to payoff the loan faster. Click here to read our blog on steps to take to payoff your loan early.

Borrow Nov 01, 2021

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When you join Notre Dame FCU, you become a Member-Owner. Opening an account represents your personal ownership in the credit union. As a not-for-profit cooperative, we reinvest our profits in our members and in our communities.

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