Terms of Use

Acceptance of Terms

The Notre Dame FCU site/service(s) is offered to you conditioned on your acceptance, without modification, of the terms and conditions contained herein. By using the Notre Dame FCU site/service(s), you agree to all such terms and conditions. Additionally, you are encouraged to review the Notre Dame Federal Credit Union Online Privacy Policy, located in the privacy section of the website. Information we collect on the website is subject to our Online Privacy Policy. By using the Website, you consent to all actions taken by us with respect to your information in compliance with our Online Privacy Policy. If you do not want to agree to these Terms of Use or our Online Privacy Policy, you must not access or use the website.

Changes to the Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them. However, any changes to the dispute resolution provisions set out in the Governing Law and Jurisdiction section below will not apply to any disputes for which the parties have actual notice on or before the date the change is posted on the website.

Your continued use of the website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page each time you access this website, so you are aware of any changes, as they are binding on you.

Accessing the Website and Account Security

We reserve the right to withdraw or amend this website, and any service or material we provide on the website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the website is unavailable at any time or for any period. From time to time, we may restrict user access to some parts of the website or the entire website.

If you select or are assigned a username, password, or any other piece of information as part of our security protocols, you must treat such information as confidential and refrain from disclosing it to any other person. Any unauthorized access or use of account credentials should be reported immediately to us.

Use of Information on this Website

The information contained in this website is not intended to provide any specific legal, accounting, financial, or tax advice to individuals or entities, and shouldn’t be relied on or used for any such purposes. Downloading, printing, or copying from this website must be for noncommercial, personal use only.

Links are Not Endorsements

Please not that once you leave this website, Notre Dame FCU accepts no responsibility for the content, products, services, or privacy policies of non-Notre Dame FCU websites. Links to other websites or references to products, services, or publications other than those of Notre Dame Federal Credit Union do not imply the endorsement or approval of such websites, products, services, or publications by Notre Dame FCU.

Accuracy of Information on Website

The information presented on or through the website is made available solely for general information purposes. We may update the information on this website from time to time, but the website’s information is not necessarily complete or up-to-date. Any of the information on the Website may be out of date at any given time. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the website, or by anyone who may be informed of any of its contents.

Waiver, Severability, and Conflicts with Other Terms

No waiver by the Notre Dame FCU of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Notre Dame FCU to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision. If any provision of these Terms and Conditions is determined to be unlawful, void, or unenforceable for any reason, in whole or in part, then that provision will be severable from these Terms and Conditions and won’t affect the validity or enforceability of the remaining provisions. Conflicts between these Terms and Conditions and the specific terms and conditions of any other agreements relating to your Notre Dame Federal Credit Union accounts, products, and services, will be controlled by the specific terms and conditions of the other agreements relating to your Notre Dame FCU accounts, products, and services.

User Contributions

The website may allow users to post, submit, publish, display, or transmit to other users or other persons content or materials (collectively, “User Contributions”) on or through the website.

Any User Contribution you post to the website will be considered non-confidential and non-proprietary. By providing any User Contribution on the website, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns the right to republish, use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose.

You represent and warrant that:

• You own or control all rights in and to the User Contributions and have the right to grant the license granted above to us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns.
• All your User Contributions do and will comply with these Terms of Use.

You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not Notre Dame FCU, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness.

We are not responsible or liable to any third party for the content or accuracy of any User Contributions posted by you or any other user of the website.

We have the right to:

• Remove or refuse to post any User Contributions for any or no reason in our sole discretion.
• Take any action with respect to User Contributions that we deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution violates the Terms of Use, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the website or the public, or could create liability for Notre Dame FCU.
• Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.

Trademarks

Notre Dame Federal Credit Union, Notre Dame FCU, Notre Dame FCU Elevate, Private Member Group at Notre Dame Federal Credit Union, Mission Insurance Solutions, Mission Investment Services,  Mission Asset Protection, Shamrock Insurance Services, and all related names, logos, product and service names, designs, and slogans are trademarks of Notre Dame Federal Credit Union or its affiliates or licensors. You must not use such marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on this website are the trademarks of their respective owners.

Copyright Notice

Unless otherwise specified, the content of this website including, but not limited to, text, graphics, logos, buttons, images, data compilations, icons, and code, is the property of NDFCU and is protected by United States and international copyright laws.

Notices and Procedure for Making Claims of Copyright Infringement:

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to the Service Provider’s Designated Agent.

Send notifications to:

Notre Dame Federal Credit Union

P.O. Box 7878

Notre Dame, IN 46556

Applicable Law

These Terms of Use are governed by the laws of the State of Indiana without giving effect to any choice or conflict of law provision. All disputes against Notre Dame Federal Credit Union shall be submitted to the state and federal courts in St. Joseph County, Indiana, U.S.A. and by your use of the Notre Dame FCU site/service(s) you consent to exclusive jurisdiction and venue in such courts. USE OF THE NOTRE DAME FCU SITE/SERVICE(S) IS UNAUTHORIZED IN ANY JURISDICTION THAT DOES NOT GIVE EFFECT TO ALL PROVISIONS OF THESE TERMS AND CONDITIONS, INCLUDING WITHOUT LIMITATION THIS APPLICABLE LAW PARAGRAPH.

Arbitration

At Notre Dame FCU’s sole discretion, we may require you to submit any disputes against Notre Dame FCU arising from these Terms of Use or your use of the website to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Indiana law.

Disclaimer of Warranties

THIS WEBSITE IS PROVIDED BY NOTRE DAME FEDERAL CREDIT UNION ON AN “AS IS” AND “AS AVAILABLE” BASIS. NOTRE DAME FCU MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS WEBSITE. NOTRE DAME FCU DOES NOT GUARANTEE OR WARRANT THE ACCURACY OF INFORMATION CONTAINED ON THIS WEBSITE OR THAT ACCESS TO THIS WEBSITE WILL BE UNINTERRUPTED. You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the website will be free of viruses or other destructive code. You are responsible for implementing anti-virus software, backups and other data protection technologies on the device you use to access the website. TO. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, NOTRE DAME FCU DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Limitation on Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE NOTRE DAME FCU, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Indemnification

You agree to defend, indemnify, and hold harmless the Notre Dame FCU, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the website, including, but not limited to, any content you submit, any use of the website’s content, services, and products other than as expressly authorized in these Terms of Use, or your use of any information obtained from the website.

Restricted Access to Notre Dame FCU

Notre Dame FCU reserves the right to cancel or restrict your access to this website without notice to you. Notre Dame FCU is not responsible for damages suffered by you or any inconvenience caused directly or indirectly by our termination of your access to this website.

Equal Credit Opportunity Act Notice

THE FEDERAL EQUAL CREDIT OPPORTUNITY ACT PROHIBITS CREDITORS FROM DISCRIMINATING AGAINST CREDIT APPLICANTS ON THE BASIS OF RACE, COLOR, RELIGION, NATIONAL ORIGIN, SEX, MARITAL STATUS, AGE (PROVIDED THAT THE APPLICANT HAS THE CAPACITY TO ENTER INTO A BINDING CONTRACT); BECAUSE ALL OR PART OF THE APPLICANT’S INCOME DERIVES FROM ANY PUBLIC ASSISTANCE PROGRAM; OR BECAUSE THE APPLICANT HAS IN GOOD FAITH EXERCISED ANY RIGHT UNDER THE CONSUMER CREDIT PROTECTION ACT. THE FEDERAL AGENCY THAT ADMINISTERS COMPLIANCE WITH THIS LAW CONCERNING THIS CREDITOR IS:

Consumer Financial Protection Bureau 1700 G Street, NW

Washington, DC 20552

Geographic Restrictions

We provide this website for use only by persons located in the United States. We make no claims that the website or any of its content is accessible or appropriate outside of the United States. If you access the website from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

Entire Agreement

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Notre Dame Federal Credit Union with respect to the Notre Dame FCU site/service(s) and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Notre Dame Federal Credit Union with respect to the Notre Dame FCU site/service(s).