Privacy Policy
What does Notre Dame Federal Credit Union (NDFCU) do with your personal information?
| FACTS | What does Notre Dame Federal Credit Union (NDFCU) do with your personal information? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security Number and income • Account balances and employment information • Credit history and transaction history |
| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons NDFCU chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does NDFCU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes ‐ such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus | Yes | No |
| For our marketing purposes ‐ to offer our products and services to you | Yes | Yes |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes ‐ information about your transactions and experiences | No | We Don't Share |
| For our affiliates’ everyday business purposes ‐ information about your creditworthiness | No | We Don't Share |
| For our affiliates to market to you | Yes | Yes |
| For our nonaffiliates to market to you | No | We Don't Share |
| To limit our sharing | • Call the number below to speak with a Member Service Agent or • Email us at the address provided below. If you are a new member, we can begin sharing your information 31 days from the date we sent this notice. When you are no longer our member, we can continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
| Questions? | Call 800/522‐6611 or e‐mail us at [email protected] |
| Who we are | |
|---|---|
| Who is providing this notice? | Notre Dame Federal Credit Union |
| What we do | |
|---|---|
| How does Notre Dame Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Notre Dame Federal Credit Union collect my personal information? | We collect your personal information, for example, when you • open an account or make a deposit • show your driver's license or apply for a loan • use your credit card or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can't I limit all sharing? | Federal law gives you the right to limit only • sharing for affiliates’ everyday business purposes—information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. • Mission Insurance Services • Mission Management & Trust • Mission Financial Network • Mission Advisory Services |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Notre Dame Federal Credit Union does not share with nonaffiliates so they can market to you. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include insurance and other financial services companies |
Last Updated 09/12/2023
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