Dear Fellow Members,

As we reflect on 2025, one theme rises above the rest: gratitude. Notre Dame Federal Credit Union continues to grow stronger because of the trust our members place in us and the shared commitment we have to serve one another well.

In 2025, our credit union was recognized as the Best Financial Institution for the 13th consecutive year and as the Best Mortgage Lender for the 7th year in a row by the South Bend Tribune. These recognitions matter because they reflect the confidence of the communities we serve. Trust is earned daily, and we remain committed to earning it in every interaction.

We were also recognized as one of the Best Places to Work, affirming that the culture behind our service matters. The strength of Notre Dame FCU begins with our partners. Their dedication, integrity, and belief in our mission shape the experience our members receive. A strong internal culture translates into consistent, thoughtful service for you.

Growth remained an important part of our story in 2025. We opened our Lansing branch and completed our Tucson move, expanding our ability to serve members in both markets. Each expansion reflects careful planning and responsible stewardship, ensuring we grow in a way that strengthens the cooperative for the long term.

Giving back continues to define who we are. In 2025, we returned more than $2 million to the communities we serve, totaling $2,062,526 in charitable contributions and community impact. These efforts represent our belief that a credit union should actively invest in the well-being of the people and neighborhoods we serve.

To our members and partners, thank you. Your trust, loyalty, and engagement make this cooperative possible. Our partners bring our mission to life each day through thoughtful service and responsible guidance. Our members strengthen this credit union through participation, referrals, and continued confidence in our work. Together, you shape the culture and character of Notre Dame FCU.

As we move into 2026, our focus remains steady. We will continue strengthening our financial foundation, investing in technology and security, and expanding opportunities that help our members thrive. We will approach the year ahead with discipline, transparency, and a long term perspective, ensuring that growth remains responsible and sustainable.

If you have questions, suggestions, or concerns, I encourage you to reach out directly to me at [email protected].

Thomas J. Gryp
President/CEO