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Your purchase of Debt Protection is optional. Whether or not you purchase this product will not affect your application for credit.
We will give you additional information before you are required to pay for Debt Protection. This information will include a copy of the contract containing the terms and conditions of Debt Protection. Eligibility requirements, conditions, and exclusions.
There are eligibility requirements, conditions, and exclusions that could prevent you from receiving Debt Protection benefits. You should carefully read your Debt Protection contract for a full explanation of the terms and conditions of the Debt Protection program.
To be eligible to apply, I must meet the following conditions. By signing this application, I am stating that: (1) I am under age 70; (2) If applying for death or disability protection; during the last 2 years, I have not been advised of or treated for: cancer, heart attack or coronary artery disease, stroke, cirrhosis, AIDS, or any disorder of my immune system, or had any test showing evidence of antibodies to the AlDS virus (a positive HIV test); (3) if applying for disability protection: I am presently working twenty-four (24) or more hours per week.
I acknowledge and agree that: (a) I meet the eligibility requirements listed above. If it is discovered that I do not meet the eligibility requirements above, my participation in the Plan will be terminated, I will receive a refund of any fees paid, and an otherwise valid claim will be denied; (b) I have received the disclosures herein and have thoroughly read the Debt Protection Program Agreement ("Agreement"'), and agree to abide by the terms of the Agreement; (c) I authorize the Plan fees to be added to my loan each month; and (d) I understand that I may not be eligible for all benefits contained in the Plan. This document is hereby incorporated into Applicant's loan documentation as if fully set forth therein.
Benefit: Death Protection cancels a maximum of $75,000.
Maximums: Cancellations listed are per occurrence. Monthly cancellations are limited to $1,000 per month, and $15,000 over the term of the card, per each Protected Event and per each Protected Cardholder.
If applying for joint protection, both Cardholders must meet the eligibility requirements.
By signing below, the undersigned agree to the Credit Union by-laws and the terms and conditions of any approved account, as amended from time to time, and authorize the Credit Union to verify credit and employment history by any necessary means, including preparation of a credit report by a credit reporting agency. The undersigned certify that all information provided on this Application is true and correct and that the terms on the Application apply to all accounts held by the undersigned at this Credit Union. The undersigned acknowledge receipt of the terms and conditions that apply to any approved account.
By signing below, you are affirmatively agreeing you are aware that granting a security interest is a condition for the credit card and you intend to grant a security interest. Further, by signing below, you certify that everything stated in this application is true. Your signature(s) provides authorization to your employer(s) to release any employment verification to Notre Dame FCU. You authorize Notre Dame FCU to obtain credit reports in connection with this application and for any update, increase, renewal, extension, or collection of the credit received. If this application is approved, you understand that the use of your card will constitute acknowledgment of receipt and agreement to the terms of the credit card agreement and disclosures. Your signature(s) must appear below before we can process your application. Please save the below document for your records.
Scrip Credit Card Terms & Conditions
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