Personal Checking
Personal > Checking

Checking with No Gimmicks

Find the checking account that works for you. Plus, earn up to 3.75% APY with your Ultimate Checking Account!

Open Checking Account

  • Bank From Anywhere

    Pay bills, send money, transfer funds, check balances—and even deposit checks—anytime, anywhere! Our tools make it easy to bank online, from your phone, or in person.

    Learn How

  • Get Paid Early

    For only $10 per deposit, your pending payroll deposits will be credited one day early.

    Watch Video

  • Easy to Switch

    Move recurring payments and direct deposits to your new checking account with the click of a switch.

    Learn More

Add Round Up to your debit card to start saving today—it just makes cents!

NEW Add Round Up to your debit card to automatically round up each of your purchases to the nearest dollar and transfer it to the savings account of your choice. You will be surprised how fast your change adds up! Enroll below, or call 1-800-522-6611 to start saving!

I have been a member for about 30 years. They treat you like family

ELIZABETH, Member since 1987

I value Notre Dame FCU because I am always treated with respect and kindness.

JOANN, Member Since 1981

Notre Dame FCU was fantastic! Everything was handled with the utmost care and respect. Smooth process from start to finish with no surprises.

HILLARY, Member Since 2020

Checking Account Options

  • Free Checking

    This checking account will offer the best of the basics for FREE. We keep it simple and convenient for you.

    PLUS, with direct deposit, also enjoy 5 free foreign ATM transactions per month.

  • Ultimate Personal Checking

    Ultimately simple—this checking account is a high-balance dividend earning account with the potential to earn up to 3.75% APY—the perfect account for you if you maintain a checking account balance of $5,000 or more.*

    PLUS, this account enjoys zero foreign or surcharge ATM fees* and a free box of checks to get you started.

Where you go, we go.

With over 4,000 shared branch locations and 30,000 surcharge-free ATMs, we provide checking access nationwide.

View locations

Visa Debit Card

For 24/7 access to your money, swipe and sign for your purchases at millions of merchants worldwide, use an ATM, or pay with your mobile wallet.

Learn More

  • 24/7 Service Support

    Monday – Friday 8am to 5pm: (800) 522-6611
    Afterhours & Weekends: (877) 230-3179
    Report Fraud: click here
    Replace Lost/Stolen Card: click here

  • Irish Card Shield Logo with tech Background

    Real-Time Fraud Protection

    Turn your debit and credit cards on and off, get transaction alerts, monitor fraud, and control where your card is used —all with the Card Valet mobile app.

    Learn More

  • Go Contactless

    Paying with your Notre Dame FCU card has never been easier or safer. Add your credit or debit card to your mobile wallet today.

    Learn More

  • Overdraft Coverage

    Convenience and protection for accidental overdrafts or essential purchases when your account is low.

  • Smart Cents

    When you enroll in Smart Cents, every purchase with your debit card is rounded-up to the nearest whole dollar. The rounded amount is transferred to the account of your choice automatically.

Open An Account

The tools you need without gimmicks or unnecessary fees. A Notre Dame FCU checking account is simple, easy to use and hassle-free.

Still Have Questions?

Simply fill out a request for information and a Notre Dame FCU representative will contact you shortly.

"*" indicates required fields

*If the minimum balance falls below $5,000 on any given day, a monthly minimum maintenance fee will be assessed against the account, and an Annual Percentage Yield of 0% will apply, thereby reducing earnings. ATM fees will be refunded at the end of the month.

X

Ensure seamless banking by updating your address, phone, and e-mail.

Update Today