Unlock your home's equity to pay for major expenses. A home equity line of credit (HELOC) is a low-cost way to pay for major expenses - home improvements, debt consolidation, college tuition or even a wedding. This loan uses your home as collateral so you're able to borrow money at a rate that's lower than almost any other type of loan.
With A HELOC, your credit line is available to use for 10 years. At the end of your draw period, your balance is frozen. Your repayment is spread out over 20 years for low monthly payments.
Access funds from the equity in your home at a lower rate than other financing options available to you to consolidate debt, pursue home renovation projects, and more!
Unlike other loans, there are no closing costs* or origination fees. Now, it’s easier than ever to borrow what you need and pay it back over time. A free home appraisal is all you need to get started.
Access the equity in your home at any time. Use whatever you need, when you need it. No need to apply for a new loan every time you need money.
30-Year Draw | Low Intro Rate | Zero Out-of-Pocket Expenses*
If you have one specific need in mind, an Equifast Home Equity Loan is a great option. Instead of a line-of-credit, you receive your money upfront in a lump sum. Repay over a 20-year term with a low, fixed rate.
You've built equity in your home. Now, you can use it to fund your hopes, wants and dreams.
Calculate your savingsSimply fill out a request for information and a Notre Dame FCU representative will contact you shortly.
"*" indicates required fields
*APR is Annual Percentage Rate. Loan is subject to credit approval. HELOC is a variable rate 30-year loan: 10-year draw period and 20-year fully amortized repayment term. The variable rate will be Prime, Prime +0.50%, Prime +1.00%, or Prime +1.50% depending on creditworthiness and LTV (loan-to-value) percentage with a floor rate of 4.00%. The variable rate will be determined by using the highest U.S. Prime Rate published in The Wall Street Journal “Money Rates” table. The rate is effective on the first day of the billing cycle. Minimum loan amount of $10,000 required. Monthly minimum payment is the interest due each period. †Notre Dame FCU will pay up to $1,000 in closing costs associated with a Home Equity Line-of-Credit. These costs may include appraisal, flood certification, title search and filing fees. If loan is paid and closed within 36 months, the early termination closing cost recoupment fee is the lesser of credit union third-party fees or $1,000. Contact a Notre Dame FCU representative for further details. NMLS #405299.
**Equifast rates as low as Prime +1.00%, Prime +1.50%, Prime +2.00%, or Prime +2.50%. Rate is determined by credit worthiness and LTV (loan-to-value) percentages. Closing costs may vary.
This website is intentionally designed for experience in modern browsers. Unfortunately, your browser is not that. Please download or launch a modern browser, or disregard this message and continue anyway.