CARE Loan Program
When unexpected expenses arise after a disaster, our 0% interest CARE Loan Program* can provide additional financial flexibility as you work toward recovery.
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CARE Program Details
When unexpected expenses arise after a disaster, our CARE Program can provide additional financial flexibility as you work toward recovery.
- Maximum Loan: $2,500
- Term: 24 months
- Interest Rate: 0%
- Loan Fee: $100
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Help for the Expenses That Follow
Recovery looks different for everyone. Our CARE Program may help with needs such as:
- Temporary living expenses
- Necessary home or property repairs
- Vehicle repairs
- Insurance deductibles
- Replacement of essential belongings
- Other unexpected recovery-related expenses
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Skip-a-Pay
Need additional relief? Login to online or mobile banking to skip your eligible loan payments. For a small fee per eligible loan, you can skip a payment and use that money where you need it most.
*Subject to credit approval. Minimum loan amount of $750. Applicant must reside in areas impacted by recent storm events (Indiana Lake, Porter, or LaPorte Counties ). APR is Annual Percentage Rate. Offers may end at any time.
Skip-A-Pay is not available for mortgage, PRIMEquity, Equifast, PLOC, credit cards, commercial loans or Student Loan payments. Your loans must be current and in good standing to qualify for the Skip-A-Pay promotion. You may not skip the first payment on your loan. Maximum of two skips per loan per year. There is a $25 fee for each loan payment that you “skip”. The deferment of this payment will cause an extension of the term of your loan, and interest will continue to accrue. If you have elected our Loan Protection Plan, covering Life and Disability, the request for deferment will not prolong this coverage beyond the original maturity date. If you elected GAP protection on your loan, protections may be reduced if more than three payments are skipped during the life of the loan. Member acknowledges responsibility to cancel and reinstate automated payments during the month of your skipped payment. Application must be completed through online banking.