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Tap into your Home's Equity

Unlock Your Home's Equity

Access the equity in your home at any time. Use whatever you need, when you need it.

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30 Year Term

With A HELOC, your credit line is available to use for 10 years. At the end of your draw period, your balance is frozen. Your repayment is spread out over 20 years for low monthly payments.

Use Your HELOC For:

A HELOC is a revolving line of credit that lets you access the equity you’ve built in your home.
Use only what you need, when you need it, and pay interest only on what you use. And with Notre Dame FCU, closing costs are covered!

  • CREATING A FINANCIAL SAFETY NET

    A HELOC can act as a backup plan, giving you access to funds when unexpected expenses come up, with interest only on what you use.

  • HOME IMPROVEMENTS & REPAIRS

    A HELOC gives you access to funds for repairs or upgrades like a roof, siding, or even a pool, so you can improve your home without draining your savings.

  • COVERING MAJOR EXPENSES

    For larger expenses, a HELOC lets you spread out costs over time instead of paying everything upfront or relying on higher-interest options.

Make it Real When You’re Ready

Planning home improvements or preparing for a major expense? Explore your HELOC options today.

*APR is Annual Percentage Rate. Loan is subject to credit approval. The variable rate will be determined by using the highest U.S. Prime Rate published in The Wall Street Journal “Money Rates” table. The rate is effective on the first day of the billing cycle. Minimum loan amount of $10,000 required. Monthly minimum payment is the interest due each period. Notre Dame FCU will pay up to $1000 in closing costs associated with a Home Equity Line-of-Credit. These costs may include appraisal, flood certification, title search and filing fees. If loan is paid and closed within 36 months, the early termination closing cost recoupment fee is the lesser of credit union third-party fees or $1000. HELOC is a 30-year loan: 10-year draw period and a 20-year fully amortized repayment term. Contact a Notre Dame FCU representative for further details. NMLS #405299.