Rates effective as of March 28, 2020


Savings Products Minimum to Earn APY APY
 Share Savings $400 0.05%
 Christmas Club $400 0.05%
 Health Savings Account $400 1.25%


Checking Products Minimum to Earn APY APY
 Free Checking N/A  
 Ultimate Personal Checking* $0 - $4,999
$5,000 - $99,999
$100,000+
0.00%
0.25%
0.50%

*If the account balance falls below $5,000 at any point during the month, a minimum balance fee will be assessed and a dividend rate of 0.00% will be applied. Rates subject to change at any time.



IRA Accounts Minimum to Earn APY APY
 Traditional/ROTH IRA Savings $400 - $14,999
$15,000+
0.05%
0.10%
 Coverdell Savings $400 - $14,999
$15,000+
0.05%
0.10%


Term Share Certificates Minimum to Earn APY
Standard APY   APY with Bonus
 1-2 Months Standard or IRA Certificate no minimum 0.05% BONUS*
add 0.10%
0.15%
 3-5 Months Standard or IRA Certificate no minimum 0.10% 0.20%
 6-11 Months Standard or IRA Certificate no minimum 0.15% 0.25%
 12-17 Months Standard or IRA Certificate no minimum 0.25% 0.35%
 18-23 Months Standard or IRA Certificate no minimum 0.30% 0.40%
 24-29 Months Standard or IRA Certificate no minimum 0.35% 0.45%
 30-35 Months Standard or IRA Certificate no minimum 0.40% 0.50%
 36-47 Months Standard or IRA Certificate no minimum 0.40% 0.50%
 48-59 Months Standard or IRA Certificate no minimum 0.50% 0.60%
 60-71 Months Standard or IRA Certificate no minimum 0.75% 0.85%
 84-Months Standard or IRA Certificate no minimum 1.00% 1.10%
 120-Months Standard or IRA Certificate no minimum 1.10% 1.20%

*Earn an additional bonus of 0.10% APY when you have a checking account with direct deposit and a loan or credit card with Notre Dame FCU.



More Term Share Certificates Minimum to Earn APY Term APY
 Tax-Deferred Certificate $500 15 Months 0.95%
 Jumbo Standard/IRA Certificate $250,000 36-47 Months
48-59 Months
60-71 Months
84 Months
120 Months
2.05%
2.10%
2.15%
2.16%
2.50%
 

APY is Annual Percentage Yield. An early withdrawal penalty may apply to certificates. See Truth-in-Savings Disclosure for details.