Rates effective as of
September 18, 2018
| Certificate Specials | Minimum to Earn APY | APY |
| 12-Month Standard or IRA Certificate | no minimum | 1.20% |
| 24-Month Standard or IRA Certificate | no minimum | 2.40% |
| 36-Month Standard or IRA Certificate | no minimum | 3.00% |
| Savings Products | Minimum to Earn APY | APY |
| Share Savings | $400 | 0.05% |
| Christmas Club | $400 | 0.05% | Health Savings Account | $400 | 1.01% |
| Money Market | $400 - $2,499 $2,500 - $9,999 $10,000 - $24,999 $25,000 - $49,999 $50,000+ |
0.05% 0.05% 0.05% 0.05% 0.10% |
| Members Choice Money Fund | $400 - $14,999 $15,000+ |
0.05% 0.10% |
| Checking Products | Minimum to Earn APY | APY |
| Free Checking | N/A | |
| The edge Checking | N/A | |
| Premier Checking | $0 - $9,999 $10,000 - $24,999 $25,000 - $99,999 $100,000+ |
0.00% 0.05% 0.05% 0.10% |
| IRA Accounts | Minimum to Earn APY | APY |
| Traditional/ROTH IRA Savings | $400 - $14,999 $15,000+ |
0.05% 0.10% |
| Coverdell Savings | $400 - $14,999 $15,000+ |
0.05% 0.10% |
| Term Share Certificates | Minimum to Earn APY | Term | APY |
| Standard/IRA Certificate | $500 |
1-2 Months 3-5 Months 6-11 Months 12-17 Months 18-23 Months 24-29 Months 30-35 Months 36-47 Months 48-59 Months 60-71 Months 84 Months 120 Months |
0.05% 0.05% 0.10% 0.85% 1.50% 1.75% 1.76% 1.80% 1.85% 1.90% 1.91% 2.25% |
| Tax-Deferred Certificate | $500 | 15 Months | 0.95% |