Rates effective as of

 


 

Savings ProductsMinimum to Earn APYAPY
 Share Savings$4000.05%
 Christmas Club$4000.05%
 Health Savings Account$4001.25%



 

Checking ProductsMinimum to Earn APYAPY
 Free CheckingN/A 
 Ultimate Personal Checking*$0 - $4,999
$5,000 - $99,999
$100,000+
0.00%
0.10%
1.00%

*If the account balance falls below $5,000 at any point during the month, a minimum balance fee will be assessed and a dividend rate of 0.00% will be applied. Rates subject to change at any time.



 

IRA AccountsMinimum to Earn APYAPY
 Traditional/ROTH IRA Savings$400 - $14,999
$15,000+
0.05%
0.10%
 Coverdell Savings$400 - $14,999
$15,000+
0.05%
0.10%



 

 

Term Share CertificatesMinimum to Earn APYStandard APY APY with Bonus
  SPECIAL 12 Month Certificate$5001.70% 
  SPECIAL 24 Month Certificate$5002.22% 
 1-2 Months Standard or IRA Certificateno minimum0.05%BONUS*
add 0.10%
0.15%
 3-5 Months Standard or IRA Certificateno minimum0.10%0.20%
 6-11 Months Standard or IRA Certificateno minimum0.15%0.25%
 12-17 Months Standard or IRA Certificateno minimum0.25%0.35%
 18-23 Months Standard or IRA Certificateno minimum0.30%0.40%
 24-29 Months Standard or IRA Certificateno minimum0.35%0.45%
 30-35 Months Standard or IRA Certificateno minimum0.40%0.50%
 36-47 Months Standard or IRA Certificateno minimum0.40%0.50%
 48-59 Months Standard or IRA Certificateno minimum0.50%0.60%
 60-71 Months Standard or IRA Certificateno minimum0.75%0.85%
 84-Months Standard or IRA Certificateno minimum1.00%1.10%
 120-Months Standard or IRA Certificateno minimum1.10%1.20%

*Earn an additional bonus of 0.10% APY when you have a checking account with direct deposit and a loan or credit card with Notre Dame FCU.



 

More Term Share CertificatesMinimum to Earn APYTermAPY
 Tax-Deferred Certificate$50015 Months0.25%

 

APY is Annual Percentage Yield. An early withdrawal penalty may apply to certificates. See Truth-in-Savings Disclosure for details.