Annual Report 2021

Dear Fellow Owners,

What a ride this past year has been! We continue to live in an ever-changing world, which requires us to always be on the lookout for unique opportunities to improve the lives of our Member-Owners. One thing is for sure, our partners continue to work every day with your best interests in mind.

Notre Dame FCU partners spent 2021 helping Owners navigate what seemed like a brand-new world. Many people were looking to get their financial house in order after feeling the effects of 2020. Whether getting back on track after the initial financial impact of the pandemic or looking to take advantage of all-time low rates, Owners at Notre Dame FCU could rest assured that their credit union would help them navigate their financial waters.

The financial market hit record highs in 2021, and after spending much of 2020 under the dark cloud of COVID-19, people were eager to participate. Our commitment, however, remained with you, our valued Member-Owners. In 2021 alone we saved Member-Owners $5,750,830 while giving over $1.1 million directly back to the Member-Owners. Thanks to the ELEVATE program, which allows Member-Owners to direct funds to non-profits of their choosing simply by having an account with us, Notre Dame FCU was able to put over $1.8 million back into the communities we serve.

I am thankful to our partners who show up every day and display a tireless commitment to providing excellent service. They are on the front lines for Notre Dame FCU, keeping up with innovative solutions for questions that have yet to be asked, and are always prepared to greet you with a smile.

Moreover, I am thankful to you, our Member-Owners. Notre Dame FCU does not exist without you putting your trust in us. We could not continue to grow and expand without your commitment to our institution. You allow us to continue to giveback to the communities we serve and, well, that record speaks for itself.

In 2021 we were named the South Bend Tribune Best of the Best’s 9x Best Financial Institution in Michiana, the 3x Best Mortgage Lender, and 2x Best Investment Firm, thanks largely to the partnership cultivated with Owners like you over the years. It is a humbling reminder to continue putting people OVER profits and to keep providing you with the best service possible.

As always, if you have any questions, suggestions, comments or complaints, please do not hesitate to contact me at TGryp@NotreDameFCU.com.

Thomas J. Gryp

President/CEO