Mortgages

Mortgage Loan Options

Fixed-Rate Mortgage

Your principal and interest payments will remain constant for the life of the loan. Choose a fixed rate loan if you prefer the certainty of a fixed payment.

Adjustable Rate Mortgage

Your interest rate is locked in for a period of time after which rates fluctuate. Choose an adjustable mortgage if you prefer a lower initial monthly payment.

FHA and VA Home Loans

A Federal Housing Administration or Veterans Affairs loan may be right for you if you're looking for a loan that may require less cash for the down payment.

Construction-Permanent Loan

This loan automatically converts into permanent mortgage loan. Keep it simple with one loan covering your lot, construction and mortgage financing.

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Hear What Our Members Have to Say

Kevin

"I knew it was the house when I pulled into the driveway."

Kevin contacted the Notre Dame FCU mortgage department on a Sunday and was able to get a pre-qualification letter the very same day. When he found the perfect home, Kevin took that pre-qualification letter in hand to purchase the home of this dreams.

Robert

"There's a lot more personal feel."

Thanks to the advice Robert received from President/CEO, Tom Gryp, he was able to get his finances in order and purchase his first home after only one year out of college.

Karen & Rodney

"I can travel, I can vacation, but I always have a place to come back to."

When Karen and Rodney retired, they sold their home to travel full time in an RV. What they didn't expect was to miss having a home base. So when Karen found the perfect home online, she reached out to Notre Dame FCU for help to purchase that home.

To qualify for this program, completed mortgage applications must be submitted by July 31, 2020. Loan subject to credit approval. Earn up to $500 in closing costs credits upon meeting specific loan program requirements. In the event mortgage rates are lower in 2021, Notre Dame FCU will provide a no-cost option to refinance the same loan, on the same property, into another fixed rate, conforming mortgage. Application for new loan must be completed no less than six (6) months after first mortgage closing and no later than October 31, 2021. For this no-cost refinance offer, Notre Dame FCU will provide closing costs credits at time of closing to cover the costs of the loan transaction, excluding certain closing costs, such as: loan level price adjustments (LLPA), prepaid interest and escrow deposits. No additional discounts on closing costs or interest rates are eligible with this specific loan program. Certain restrictions apply. Contact a mortgage loan representative at 844-NDHOME1 for full details. Offer may be withdrawn at any time.

NMLS ID# 405299
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