Mortgages

Mortgage Loan Options

WATCH: What's the difference between a fixed rate and adjustable rate mortgage?

Fixed-Rate Mortgage

Your principal and interest payments will remain constant for the life of the loan. Choose a fixed rate loan if you prefer the certainty of a fixed payment.

Adjustable Rate Mortgage

Your interest rate is locked in for a period of time after which rates fluctuate. Choose an adjustable mortgage if you prefer a lower initial monthly payment.

Watch to learn more about the 15/5 ARM.

FHA and VA Home Loans

A Federal Housing Administration or Veterans Affairs loan may be right for you if you're looking for a loan that may require less cash for the down payment.

Construction-Permanent Loan

This loan automatically converts into permanent mortgage loan. Keep it simple with one loan covering your lot, construction and mortgage financing.

Best of the Best. 3X Best Mortgage Lender

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Call us at 866-242-7514.

Why Choose Notre Dame FCU for Your Home Loan?

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Hear What Our Members Have to Say

John & Alicia

“We Were Looking for a Home To Raise a Family”

John and Alicia have turned to Notre Dame FCU for many of their financial needs over the years and when it came time to refinance their home, we were able to help them lower their mortgage payment by $500/month.

Robert

"There's a lot more personal feel."

Thanks to the advice Robert received from President/CEO, Tom Gryp, he was able to get his finances in order and purchase his first home after only one year out of college.

Karen & Rodney

"I can travel, I can vacation, but I always have a place to come back to."

When Karen and Rodney retired, they sold their home to travel full time in an RV. What they didn't expect was to miss having a home base. So when Karen found the perfect home online, she reached out to Notre Dame FCU for help to purchase that home.

Loan subject to credit approval. Earn up to $1,000 in closing cost credits upon meeting specific loan program requirements. Certain restrictions apply. Contact a mortgage loan representative at 844-NDHOME1 (844-634-6631) for full details. This offer cannot be combined with other offers or promotions and may be withdrawn at any time.

Loan subject to credit approval. Earn up to $500 in closing cost credits upon meeting specific loan program requirements. Certain restrictions apply. Contact a mortgage loan representative at 844-NDHOME1 (844-634-6631) for full details. This offer cannot be combined with other offers or promotions and may be withdrawn at any time.

To qualify for this program, completed mortgage applications must be submitted by September 30, 2022. Loan subject to credit approval. In the event mortgage rates are at least .50% lower anytime through 2024, Notre Dame FCU will provide a no-cost option to refinance the same loan, on the same property, into another fixed rate, conforming mortgage. Application for new loan must be completed no less than six (6) months after first mortgage closing and no later than December 31, 2024. For this no-cost refinance offer, Notre Dame FCU will provide closing costs credit at time of closing to cover the costs of the loan transaction, excluding certain closing costs, such as: loan level price adjustments (LLPA), prepaid interest and escrow deposits. No additional discounts on closing costs or interest rates are eligible with this specific loan program. Certain restrictions apply. Contact a mortgage loan representative at 844-NDHOME1 for full details. Offer may be withdrawn at any time

NMLS ID# 405299
Please click here for a full list of NMLS numbers.

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