Rising health-care costs have driven the demand for, and the price of, medical insurance sky-high. The availability of group coverage through employment has helped many Americans face such costs. However, people who are not currently covered by their employers have few affordable sources for group coverage currently. However, as a result of the Patient Protection and Affordable Care Act, starting in 2014, state and/or regional exchanges will offer coverage to individuals and some small businesses.
Individuals seeking medical coverage on their own can explore purchasing an