Eac h January is a new beginning into the new year. I think the idea of starting over resonates when you think about beginnings. It's why resolutions are so common at this time of year. You may find yourself thinking back over the past year and thinking of everything you may want to do differently in 2014. Here are some financial resolutions to get you started.Create a Budget - I know what you're thinking; create a budget is an obvious place to start. It absolutely is! The best way to institute your new financial plan for the new year is to actually have a plan. A
Notre Dame FCU
It's 2014 and like many others, your New Year's Resolutions is to lose weight and get healthy. It sounds great and looks even better on paper, but when you start pricing gym memberships, health food programs and protein shakes, you realize that your goal may have been too lofty. Before the self-doubt kicks in, there are many ways to stay healthy and get fit without blowing your budget!
Gym memberships are wonderful and although they have a ton of equipment to utilize, there are many activities you can do from the comfort of your own home that have the same fitness results. Getting
With winter almost upon us, and our hibernation begins until spring, many may be wondering is all this studying and work worth completing a bachelor's degree?
Well, here are seven points, from Marcelina Hardy, to consider when those doubts come creeping in!
Benefit #1: Higher Earning Potential
Benefit #2: Lower Blood Pressure and Stress
Benefit #3: Healthier Lifestyle Choices
Benefit #4: Employer-Provided Health Care Coverage
Benefit #5: Job Satisfaction
We just kicked off the latest installment of Dave Ramsey’s Core Financial Wellness classes. In honor of Dave’s teachings, we’ve compiled what Dave preaches as some of the biggest hindrances to achieving financial wellness.
1. Spending Without a Budget
One of the principles for achieving financial wellness, according to Dave, is telling your money where to go instead of asking where it went. That basically means to set up a budget and determine your limits for each category, and stick to it. You can spend money on whatever you want, as long as all of your
Notre Dame’s first football game of the season is right around the corner. For hardcore fans, it doesn’t matter if they’ve long left campus – ND football is serious business. Showing your Irish pride on game day can also cause you a serious hit on your budget. Check out our tips below on how to save on tailgating, plus learn about how you could win some awesome football-related prizes from Notre Dame FCU!Make it a Team Effort
It’s doubtful that you’re the only one looking to not blow your budget on game day. Ask around and get as many of your fellow Irish fans
Updated August 9, 2013
Starting college is one of those rites of passage that can be simultaneously thrilling and terrifying. You know the saying from “Spiderman” – with great power comes great responsibility. As a college student, you will have more power than you’re most likely used to – you will have the power to make your own decisions on a daily basis with little to no supervision or parental input. This power can also make it easy to fail if you misuse it, and some mistakes can hamper your future plans, particularly financially. The responsible habits you make as a college
We want to give our sincere thanks to everyone who voted us as Favorite Financial Institution in the 2013 South Bend Tribune Readers’ Choice Awards ! Our utmost priority is to put our members’ needs first and we strive to do whatever we can to help them find financial empowerment.
So how exactly are we doing that? Our members come from all walks of life; therefore, we offer a variety of products and services that are tailored to the different financial life stages.
NOTRE DAME, Indiana (July 30, 2013) –United States’ student loan debt is at an all time high. The Federal Reserve of New York reports student loan debt at $966 billion as of the fourth quarter of 2012. This staggering amount surpasses both auto loan and credit cards, making student loan debt the largest form of consumer debt outside of mortgages.
Notre Dame FCU’s President and CEO, Tom Gryp commented, “We are in the Financial Empowerment Business. Many of our members expressed that overwhelming student loan debt was preventing them