With the new year, comes the tradition of setting resolutions, and for many, have already been broken. For many of us, prioritizing our spending is key to having the funds to do the things we need or even want to do. Unfortunately, creating a budget can be an unpleasant experience, just like visiting a dentist.
Individuals can often be hesitant in creating a budget because there is the belief it will limit the extra-curricular activities we enjoy. While a budget can be an eye-opening experience, the goal is to set priorities and eliminate the unnecessary expenses in our lives. A