Notre Dame FCU

Financial

Founded in 1941, Notre Dame FCU has grown from its origins in the Admin Building at the University of Notre Dame. Today, we serve over 850 groups in all 50 states.
Mortgage 101. Your home buying checklist.

When is it time to start looking for a home?

If you are serious about home ownership, it is time to start looking now. This checklist will help you prepare for all aspects of the home buying process.

FIRST AND FOREMOST, CONNECT WITH YOUR MORTGAGE LOAN PROFESSIONAL.

A mortgage loan professional will review and discuss your individual needs and expectations. They will explain the home buying process to you in detail and assist in evaluating the various loan programs and products available. There are many financing options available in the mortgage world, so having the right mortgage


Best. Give Back. Ever.

Attend the Best. Give Back. Ever.

Our mission to serve the community reached new heights in 2018 when we gave back over $1 MILLION to you and the causes you care about. Join our block party in celebration of your votes in naming us the Best Financial Institution in Michiana for the 6th time!

There will be a live DJ, play-til-you-win crane machines, and we are even bringing back the LEGO ATM! Cold hard cash will be given away. PLUS, for each cash winner, we will be matching the winnings and donate it to a charity of the winner's choice!

Date: Friday, June 7 Time: 4:00 PM


Understanding Medical Savings Accounts. FSA vs HSA.

Breaking Down Flexible Spending Accounts and Health Savings Accounts

There are multiple medical tax-favored savings plans that can make paying for medical expenses more manageable when partnered with health insurance plans. While all these options have great features and benefits, few health and banking professionals take the time to break them down in easy to understand language. The two most common medical savings plans that are often confused with each other are Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs).

An individual and their spouse are usually unable to make contributions to both an FSA and HSA. Because of this


Your Kids and Money. When to Talk Finance?

Is there a right time to introduce your child to the world of finance?

It’s a common question, yet the answer is not always an easy one. During my career, I’ve seen it all—excited parents opening an account for their newborn child, the indifferent teenager whose motive for opening an account is to quiet a nagging parent, or countless incoming college freshmen opening their first checking account during the mad-rush of moving onto campus. Are any of these scenarios ideal? Or are we missing the bigger picture?

You may say that each of these scenarios is an opportunity to begin building a strong,


How are you protecting yourself & your credit union

If It Walks Like a Duck and Quacks Like a Duck, It's a Duck

Have you ever been preoccupied when the phone rings or an email arrives in your inbox requiring urgent attention? These messages can seem very important and urgent when something like your account information is needed immediately to bring your account current or your tax liens must be paid immediately to avoid jail. After providing information to the caller or the email, you may begin to realize you have just been the target of a scam.

Does it look like a duck? Fraudsters are becoming more and more creative in their attempts to


Unlock Your Home's Equity

Why Choose a Home Equity Line-of-Credit?

A Home Equity Line-of-Credit (HELOC) allows you to borrow money using the equity in your home as collateral. It is the most flexible, valuable, and safest type of consumer loan a homeowner can get by unlocking your home’s purchasing power. You can borrow money when you need it, without having to apply for a new loan every time you need money.

Top Reasons to use your HELOC: Home Improvement – Making improvements to your home is a very common reason to use a HELOC. Home improvements can add value to your home and certain upgrades can even give you tax benefits and


Change a Life a Day

There’s a phrase I often hear bandied about the back hallways of Notre Dame FCU. It’s not an advertising slogan. I’ve never seen it on any billboard or printed on any brochure. It is a mantra that began with Chief Retail Officer, John Wilkening and has been repeated quietly and consistently for several years throughout the organization: “Change a life a day.”

At Notre Dame FCU, our employees are called “ partners” because they are partners in the mission of this Catholic-inspired credit union. By reminding ourselves of this phrase, “Change a life a day,” our partners keep focused


Build Your Better Budget

Budgeting for Your New Year

With the new year, comes the tradition of setting resolutions, and for many, have already been broken. For many of us, prioritizing our spending is key to having the funds to do the things we need or even want to do. Unfortunately, creating a budget can be an unpleasant experience, just like visiting a dentist.

Individuals can often be hesitant in creating a budget because there is the belief it will limit the extra-curricular activities we enjoy. While a budget can be an eye-opening experience, the goal is to set priorities and eliminate the unnecessary expenses in our lives. A


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